Read our Pillar 3 disclosures for the year ended 31 March 2023.
£52 million
A 28% year-on-year increase
£5.5 million
Up £7.7 million on the previous year
13%
Deposits now at £512 million
Chair of the Board Mark has more than 40 years’ experience in banking, starting at Midland Bank in 1978. He has focused his career on specialist challenger banking and was CEO of three such banks over a period spanning 23 years – Sun Bank plc, Heritable Bank plc and, more recently, Hampshire Trust Bank Plc.
Senior Independent Director Peter has more than 40 years' financial services experience, including 27 years at Barclays. He specialises in risk management and was Chief Risk Officer of Coventry Building Society and Executive Director and Chief Risk Officer of Charter Court Financial Services. Peter is also the Chairman of the Suffolk Building Society.
Independent Non-Executive Director Francesca has more than 40 years’ experience across a wide range of senior governance and commercial roles in UK and international banks. Before retiring in 2020, she served as a Chief Financial Officer at C Hoare & Co. in London.
Independent Non-Executive Director Julia is a banking sector expert having worked at C-Suite level at Vanquis Bank and as an Managing Director at JP Morgan Chase. She brings extensive experience across the private and public sectors in both regulated and non-regulated industries to the role of INED.
Independent Non-Executive Director For the past two decades Barbara has worked as Chief Information Officer and in other senior executive roles at leading financial institutions including Vanguard and HSBC. In 2022 she founded Finbridge Global, a platform that onboard and assess fintech reducing the RFI process for Financial Institutions and the research time for investors.
Non-Executive Director Jim has over more than 35 years' senior management experience in the banking, consumer lending and payment processing sectors. He currently serves as Executive Chairman at Qualpay.
Chief Executive Officer and Board Director Rich is CEO and founder of Zempler and has over 30 years of experience in payments and banking, including executive roles at Visa, Barclaycard and Providian. Outside of his work at Zempler, Rich is an active and vocal industry advocate including as a former Chair of the Payments Association and as a current member of the UK Finance Payments Board.
Chief Financial Officer and Executive Director Dominic has a 20-year track record in executive finance roles with experience ranging from major international banks to smaller UK specialists. He spent 13 years in a range of leadership positions at NatWest Group and more recently served as Chief Financial Officer at SME-focused challenger banks Alba Bank and Unity Trust Bank.
Chief Commercial Officer Paul's 22+ years in credit, risk and pricing optimisation for unsecured payment products have seen him facilitate significant revenue growth for the likes of NatWest and GE Capital.
Chief Customer and Marketing Officer Tatiana brings more than 30 years' experience across strategy consulting and marketing. She has worked for American Express, British Telecom and Virgin Money Investments (a joint venture between Virgin Money and Abrdn), where she held a number of senior marketing and strategy roles.
General Counsel Solomon is an experienced corporate lawyer with an extensive in-house and private practice background in payments and banking. He was appointed to the Law Society’s Company Law Committee in 2011 and sits on several advisory and industry boards.
Chief People and Talent Officer Dominika has a wealth of experience in HR leadership roles across banking and other sectors. Prior to joining Zempler Bank, she was People Chief Operating Officer at Rathbone Brothers PLC and previously held senior roles at EFG Bank and C. Hoare and Co, among others.
Operations Director Colin has more than 20 years’ experience working in operations roles across the financial services, retail and telecoms sectors, including senior positions at Santander, Barclaycard, and Asda.
Chief Technology Officer Richard has more than 25 years' experience in IT, providing highly scalable and secure solutions for global organisations, including Barclays and HSBC. He has also held CTO roles at RateSetter, Lebara and Currencycloud.
Internal Audit Director Andreya has more than 25 years' experience in risk management, governance, and internal control. She developed strong regulatory knowledge at senior audit leadership roles including Optal, MUFG Bank and CLS Group. Andreya is a chartered member of the Institute of Internal Auditors.
Chief Risk Officer Aris has broad risk management experience across regulatory and UK banking institutions. Over the last 15 years he has worked in senior roles at Vanquis Bank, the PRA, and Tesco Bank. Aris was awarded the Chartered Financial Analyst charter in 2014.
Commercial Director Nick has spent 25 years leading startups and established businesses in the UK and Europe. His expertise runs from B2B product innovation to service delivery and customer acquisition.
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